Monarch Business Checking Accounts

Territorial offers a choice of three checking plans to assist you in managing your finances.
Choose the Plan that best fits your account activity.

Plan A – Designed for the business that has low transaction volume and modest balances.
These accountholders may be sole proprietors or non-profit organizations who have basic needs.

Plan B – Most appropriate for those accountholders that maintain higher daily balances and generate greater numbers of transactions.

Plan C – Customers are usually profit-making enterprises that carry large balances. These accounts have greater banking demands that extend beyond what is normally provided. Users typically request special handling assistance, or require money processing support such as currency orders, coin wrapping, or night depository services.

Territorial’s minimum required balances and checking account fees compare favorably with
those offered by our competitors. We provide simple, affordable plans that accommodate the needs of most businesses.

	Plan A	Plan B	Plan C
Minimum Balance to Open	$100	$100	$100
Minimum Daily Balance	$500	$2,500	None
Monthly Service Charge	$5 if Balance Falls Below Minimum Daily Balance	$6.50 if Balance Falls Below Minimum Daily Balance	$5*
Transaction Privileges	Unlimited	Unlimited	Unlimited
Cost per transaction	10 deposits & 15 withdrawals free, 50¢ after first 25	n/a	10¢/check 15¢/deposit
First Check Order	Free	Discounted	Discounted
Monarch Business Check Card (first five)	Free	Free	Free

* Monthly service charges may be offset by an earnings credit allowance.

However you decide, you can be assured that Territorial has an account to fit your needs and a complement of services to save you time and give you the ease and flexibility of doing your
banking anywhere. Among these services are:

Monarch Business Online - A day or night, 7-day-a-week electronic banking service that allows you to monitor your account activity, transfer funds between Territorial accounts, pay bills, send wires, make stop payments, view cleared checks from any location with internet access!

Monarch Business Check Card – Used at point-of-sale terminals these cards make it fast and easy to purchase goods and services from funds drawn on your checking account.

And you'll always have the choice of going into any of Territorial's 25 branches to receive friendly, personalized service. Visit us today!

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