HOME
ABOUT US
INTERNET BANKING
CHECKING ACCOUNTS
LOAN PRODUCTS
DEPOSIT PRODUCTS
CLUB 55
LOCATIONS
CURRENT RATES
JOB OPENINGS
INVESTMENT PRODUCTS
CALCULATORS
INTERESTING LINKS
PRIVACY & SECURITY POLICY
COPYRIGHT & DISCLOSURES
CONTACT US


Save On Taxes and Interest With
Home Equity Borrowing

Take Our One-Minute Home Equity MoneyLine Test

Select the answer that best describes your situation in each question below.
When you're finished, click Add Up My Points. Continue... I'll take the test later.

Dependents (including yourself) Score:
One
2		 Two
2		 Three
2		 Four
1		 Five+
1
Condition Of Your Home Score:
Poor
0		 Fair
1		 Good
2		 Very Good
3		 Excellent
5
Years At Present Address Score:
Under 2
years
1		 2 to 4
years
2		 5 to 8
years
3		 9 to 14
years
4		 15 years
or more
5
Gross Monthly Income Score:
Under
$1,500
3		 $1,501 to
$2,500
4		 $2,501 to
$3,500
5		 $3,501 to
$5,000
6		 Over
$5,000
7
Years With Present Employer Score:
Under 2
years
1		 2 to 3
years
3		 4 to 6
years
4		 7 to 10
years
5		 Over 10
years
6
Years With Previous Employer Score:
Under 1
year
1		 1 to 3
years
1		 4 to 6
years
2		 7 to 10
years
4		 Over 10
years
5
Percent Of Monthly Income Remaining After Expenses Score:
Less Than
10%
1		 10% to
15%
2		 16% to
25%
3		 26% to
33%
4		 Over
33%
5
Bonus Points (add up all that apply - maximum 3 points) Score:
Checking
Account
1		 Savings
Account
1		 IRA
With Bank
1		 CD
With Bank
1		 Loan
With Bank
2

To Find Out What Your Score Means, Click HERE

This chart is for your information only. It does not include all of the factors we consider in evaluating a loan request such as your payment history and your ability to meet your monthly obligations. We reserve the right of final loan approval.