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Find Out If You're In A Good
Borrowing Position

Take Our One-Minute Personal Loan Test

Select the answer that best describes your situation in each question below.
When you're finished, click Add Up My Points. Continue... I'll take the test later.

Dependents (including yourself) Score:
One
2		 Two
2		 Three
2		 Four
1		 Five+
1
Residence Score:
Living With
Parents
1		 Rent
Furnished
2		 Rent
Unfurnished
3		 Own Home
Mortgaged
4		 Own Home
Clear
5
Years At Present Address Score:
Under 2
years
1		 2 to 4
years
2		 5 to 8
years
3		 9 to 14
years
4		 15 years
or more
5
Gross Monthly Income Score:
Under
$1,500
3		 $1,501 to
$2,500
4		 $2,501 to
$3,500
5		 $3,501 to
$5,000
6		 Over
$5,000
7
Years With Present Employer Score:
Under 2
years
1		 2 to 3
years
3		 4 to 6
years
4		 7 to 10
years
5		 Over 10
years
6
Years With Previous Employer Score:
Under 1
year
1		 1 to 3
years
1		 4 to 6
years
2		 7 to 10
years
4		 Over 10
years
5
Percent Of Monthly Income Remaining After Expenses Score:
Less Than
10%
1		 10% to
15%
2		 16% to
25%
3		 26% to
33%
4		 Over
33%
5
Bonus Points (add up all that apply - maximum 3 points) Score:
Checking
Account
1		 Savings
Account
1		 IRA
With Bank
1		 CD
With Bank
1		 Loan
With Bank
2

To Find Out What Your Score Means, Click HERE

This chart is for your information only. It does not include all of the factors we consider in evaluating a loan request such as your payment history and your ability to meet your monthly obligations. We reserve the right of final loan approval.