Deposit Products

Territorial Savings Bank offers a deposit product to meet your needs. To obtain more information, or open an account, just stop by one of our convenient locations.

Please contact us to request more information

Effective Date: April 26, 2008

Variable Interest Account Type	Minimum Balance	Interest Rate	Annual Percentage Yield
Passbook Savings	$100	1.19%*	1.20%*
Statement Savings	$100	1.19%*	1.20%*
Regular Checking	$100	.05%*	.05%*

Certificate of Deposit Rates (Specials)	Minimum Balance	Interest Rate	Annual Percentage Yield
3-Month Certificate of Deposit	$1000	1.99%**	2.00%**
6-Month Certificate of Deposit	$1000	2.63%**	2.65%**
10-Month Certificate of Deposit	$1000	2.69%**	2.70%**

Certificate of Deposit Rates (Standard)	Minimum Balance	Interest Rate	Annual Percentage Yield
3-5 Month Certificate of Deposit	$1000	1.49%**	1.50%**
6-8 Month Certificate of Deposit	$1000	1.74%**	1.75%**
9-11 Month Certificate of Deposit	$1000	1.75%**	1.75%**
12-Month Certificate of Deposit	$1000	1.99%**	2.00%**
24-Month Certificate of Deposit	$1000	2.87%**	2.90%**
36-Month Certificate of Deposit	$1000	2.97%**	3.00%**
48-Month Certificate of Deposit	$1000	3.21%**	3.25%**
60-Month Certificate of Deposit	$1000	3.46%**	3.51%**

* Your interest rate and annual percentage yield may change after the
account is opened.

** A penalty will be imposed for early withdrawal.

Refer to applicable account rules and Schedule of Fees for additional disclosures
or contact a branch for more information.

TSBRev.01/07