Monarch Business VISA® Check Card

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Get More Purchasing Power with a Monarch Business VISA® Check Card.

Apply today at any branch.


  • A faster way to pay expenses.  Pay for business expenses without writing a check.
  • A better way to budget. Pay for supplies, services, and orders right from your business checking account, so you’re always on top of your finances.
  • Conduct business worldwide. Unsurpassed acceptance lets you do so with speed and efficiency at millions of locations worldwide.
  • Get rewarded for using your card.  UChoose Rewards® – our rewards program gives you practically unlimited ways to redeem all the points you earn using your Territorial Savings Bank VISA® Check Card.
    • Receive 1 point for every $2 in purchases you make with your Monarch Business VISA® Check Card when you swipe your card, select credit, then sign your receipt.  Depending on the merchant, it may include transactions purchased  over the Internet or telephone.  Purchases made with Google Wallet may not earn points at this time.
    • There is NO enrollment or monthly fee. You may earn a maximum of 100,000 points per year. Points can be redeemed as soon as you have earned a minimum of 1,500 points or you can continue to accumulate points for bigger rewards. Rewards can only be mailed to an U.S. address.
    • To get started, visit to set up  your user name and password.  Each cardholder on the checking account must register to qualify to earn points. 
  • Buy safely with Visa.  Use your Monarch Business VISA® Check Card to buy online, in a store, or anywhere VISA is accepted, and you’re protected from unauthorized use of your card or card information, which means greater peace of mind.

Other Important Check Card Information

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