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Fixed Mortgage Rates

Territorial’s mortgage loan experts are available to assist you – when it’s convenient for you. You can call any of our experienced Branch Managers or our “on the road” Executive Loan Officers to help you decide which mortgage loan is best for you.

Territorial Savings Bank offers a variety of residential loan options such as FHA/VA or Jumbo loans.
Below are the terms and rates of our fixed rate loan programs.

30 Years

Fixed Mortgage Rate

Interest rate: 3.500%

Points: 1.875

APR: 3.687%

Monthly P&I Payments: $449.04

for 360 monthly payments
interest rates effective: August 17, 2017
based on per $100,000 borrowed

15 Years

Fixed Mortgage Rate

Interest rate: 2.750%

Points: 1.500

APR: 3.028%

Monthly P&I Payments: $678.62

for 180 monthly payments
interest rates effective: August 17, 2017
based on per $100,000 borrowed

The interest rates, Annual Percentage Rates (APRs), and points shown are solely for your information and may be changed at any time by Territorial Savings Bank. Interest rates and points based on a 30-day lock period, minimum down payment of 20% on purchases, and other conditions such as Loan-to-Value ratio and credit scoring ratings. Longer lock periods and loan options are available. Monthly Principal & Interest (P&I) Payments do not include costs such as taxes and insurance premiums.


Call us for more information

1-888-522-0878

Note: Applicants must be U.S. Citizens and at least 18 years of age. If you are not a U.S. citizen and you reside in Hawaii, Guam or CNMI click here to begin your new account process.


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