Mortgage Loan Rates


Territorial Savings Bank offers a variety of residential loan options such as FHA/VA or Jumbo loans. Below are the terms and rates of our fixed rate loan programs.

Territorial’s mortgage loan experts are available to assist you – when it’s convenient for you. You can call any of our experienced Branch Managers or our “on the road” Executive Loan Officers to help you decide which mortgage loan is best for you.

On Oahu call 808-946-1400 or toll free 1-800-951-8418.

Note: On a smartphone, scroll to see entire table 

Loan Programs for Primary ResidenceTermInterest RatePointsAPRMonthly P&I Payments (based on per $100,000 borrowed)
Fixed Rate Mortgage30 years
(360 monthly payments)
Fixed Rate Mortgage15 years
(180 monthly payments)
Interest Rates Effective: October 31, 2016

The interest rates, Annual Percentage Rates (APRs), and points shown are solely for your information and may be changed at any time by Territorial Savings Bank. Interest rates and points based on a 30-day lock period, minimum down payment of 20% on purchases, and other conditions such as Loan-to-Value ratio and credit scoring ratings. Longer lock periods and loan options are available.
Monthly Principal & Interest (P&I) Payments do not include costs such as taxes and insurance premiums.