Territorial Savings Bank offers an array of checking accounts and complementary services designed to help you manage your finances and make banking more convenient. Among these services are:

  • Online & Mobile Banking – Check balances and transactions, transfer funds between accounts and pay bills from Territorial’s secured and trusted website.
  • Phone Banking – Call from any touch-tone phone to check your account balances or transfer funds.
  • VISA® Check Card – Use Territorial’s VISA Check Card and earn points that can be redeemed for gifts at major retailers. Or get cash from thousands of ATMs worldwide that display the VISA®, CIRRUS®, or Accel® logos.  

Note: On a smartphone, scroll to see entire table 

Hawaii's Best Checking
Basic Checking
Teen Checking or
Student Checking
Market Checking
  • Minimum balance requirements waived with monthly direct deposit
  • Earns Interest
  • Free checks option
  • Unlimited check writing
  • No minimum balance requirements
  • Unlimited check writing
  • Teen Checking for teens between 15-17 years old*
  • Student Checking for students 18 and older
  • No minimum balance requirements
  • Unlimited check writing
  • Earns interest
  • Earn a higher rate of interest
  • Unlimited checking writing
Minimum Opening Deposit$100$25$25$25
Daily balance requirement to avoid monthly service fee of $6.$100
Fee waived with Direct Deposit or Club 55
Free ChecksYesNoNoNo
Club 55YesYesNoNo

Club 55 for customers age 55 years or older. Benefits include free check option, 3" x5" safe deposit box ($40 key deposit required).

*Parent must be a joint owner; converts to Hawaii's Best Checking at age 18.

Top of Page Home