Checking

Territorial Savings Bank offers an array of checking accounts and complementary services designed to help you manage your finances and make banking more convenient. Among these services are:

  • Online & Mobile Banking – Check balances and transactions, transfer funds between accounts and pay bills from Territorial’s secured and trusted website.
  • Phone Banking – Call from any touch-tone phone to check your account balances or transfer funds.
  • VISA® Check Card – Use Territorial’s VISA Check Card and earn points that can be redeemed for gifts at major retailers. Or get cash from thousands of ATMs worldwide that display the VISA®, CIRRUS®, or Accel® logos.  

Note: On a smartphone, scroll to see entire table 

Compare
Hawaii's Best Checking
Basic Checking
Teen Checking or
Student Checking
Money
Market Checking
Highlights
  • Minimum balance requirements waived with monthly direct deposit
  • Earns Interest
  • Free checks option
  • Unlimited check writing
  • No minimum balance requirements
  • Unlimited check writing
  • Teen Checking for teens between 15-17 years old*
  • Student Checking for students 18 and older
  • No minimum balance requirements
  • Unlimited check writing
  • Earns interest
  • Earn a higher rate of interest
  • Unlimited checking writing
Minimum Opening Deposit$100$25$25$25
Daily balance requirement to avoid monthly service fee of $6.$100
Fee waived with Direct Deposit or Club 55
NoneNone$100
Free ChecksYesNoNoNo
Club 55YesYesNoNo

Club 55 for customers age 55 years or older. Benefits include free check option, 3" x5" safe deposit box ($40 key deposit required).

*Parent must be a joint owner; converts to Hawaii's Best Checking at age 18.

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