Interest Rates

Checking Accounts

Effective Date: November 29, 2014

Account Type Minimum Opening
Balance
Minimum Balance Required to Earn APY Annual
Percentage
Yield (APY)

Hawaii’s Best Checking $100 None 0.02%
Money Market Checking $1,000 $0 to $999.99
$1,000 or more
0.02%
0.05%
Teen or Student Checking $25 None 0.02%

Your interest rate and Annual Percentage Yield (APY) may change after the account is opened.
Fees could reduce earnings on the account.

Savings Accounts

Effective Date: November 29, 2014

Account Type Minimum Opening
Balance
Minimum Balance Required to Earn APY Annual
Percentage
Yield (APY)

Statement Savings $10 None 0.25%
Passbook Savings $10 None 0.25%
Money Market Deposit
$1,000 $0 to $999.99
$1,000 or more
0.15%
0.20%

Your interest rate and Annual Percentage Yield (APY) may change after the account is opened.
Fees could reduce earnings on the account.

CDs and IRA CDs

Effective Date: November 29, 2014

Account Type
Minimum Opening
Balance
Minimum Balance Required to Earn APY Annual
Percentage
Yield (APY)

3-5 Month
Certificate of Deposit
$1,000 $1,000 0.10%
6-8 Month
Certificate of Deposit
$1,000 $1,000 0.15%
9-11 Month
Certificate of Deposit
$1,000 $1,000 0.20%
12-Month
Certificate of Deposit
$1,000 $1,000 0.25%
24-Month
Certificate of Deposit
$1,000 $1,000 0.40%
36-Month
Certificate of Deposit
$1,000 $1,000 0.70%
48-Month
Certificate of Deposit
$1,000 $1,000 0.90%
60-Month
Certificate of Deposit
$1,000 $1,000 1.35%

A penalty will be imposed for early withdrawal.

RATES ARE INTENDED FOR INFORMATION ONLY AND ARE SUBJECT TO CHANGE WITHOUT PRIOR NOTICE.