Interest Rates

Checking Accounts

Effective Date: September 1, 2017

Account TypeMinimum
Opening Balance
Minimum Balance
Required to Earn APY
Annual
Percentage
Yield (APY)
Hawaii's Best Checking$100None0.02%
Money Market Checking $1,000 $0 to $999.990.02%
$1,000 or more0.05%
Teen or Student Checking$25None0.02%
Interest rate and Annual Percentage Yield (APY) subject to change without notice after the account is opened. Fees could reduce earnings on the account.

 

Savings Accounts

Effective Date: September 1, 2017

Account TypeMinimum
Opening Balance
Minimum Balance
Required to Earn APY
Annual
Percentage
Yield (APY)
Statement Savings$10None0.25%
Student Savings$10None0.25%
Student Savings with Student Checking$10None0.50%
Passbook Savings$10None0.25%
Keiki Savings$10None0.25%
Money Market Deposit$1,000$0 to $999.990.15%
$1,000 or more0.20%

Interest rate and Annual Percentage Yield (APY) subject to change without notice after the account is opened. Fees could reduce earnings on the account.

 

Certificate of Deposits (CDs) and IRA CDs

Effective Date: September 1, 2017

Account TypeMinimum
Opening Balance
Minimum Balance
Required to Earn APY
Annual
Percentage
Yield (APY)
3-5 Month CD$1,000 $1,000 0.05%
6-8 Month CD$1,000 $1,000 0.25%
9-11 Month CD$1,000 $1,000 0.25%
12-Month CD$1,000 $1,000 0.30%
24-Month CD$1,000 $1,000 0.40%
36-Month CD$1,000 $1,000 1.25%
48-Month CD$1,000 $1,000 1.50%
60-Month CD$1,000 $1,000 2.00%

Annual Percentage Yield (APY) guaranteed for the entire term. A penalty will be imposed for early withdrawal.