Savings & CDs

Territorial Savings Bank offers an array of savings accounts to meet your financial goals. These accounts are FDIC-insured and appeal to those who rank safety and security as a priority. Modest balance requirements make them easy to open and maintain. The current economic climate has made it more prudent than ever to have a savings account.

Statement Savings Accounts
Enjoy the convenience of using Territorial’s ATM Card, Online Banking and Phone Banking Services to manage your account and complete transactions.

Ask about our Student Savings account- ideal for college students.  Plus, when you open a Student Savings account with a Student Checking account, we’ll double your interest.

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Passbook Savings Accounts
Ideal for those who prefer a printed ledger or “book” that displays your transactions. Transactions are limited to electronic deposits/credits and in-branch deposits and withdrawals.

Ask about our Keiki Savings account, created to help teach Keiki age 5-17 about savings.

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Christmas Club Accounts
The perfect solution to manage holiday expenses. Save throughout the year, then in November we’ll send you a check or credit your Territorial Account for the amount saved, plus interest!
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  • Open account between November 1 -February 15.


Certificates of Deposit (CDs)
An attractive investment for those who desire a fixed, guaranteed rate of return for a defined period of time.  Current terms range from 3 months to 60 months.   Our rates are typically higher than our local competitors – check it out!
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