Visa® Check Card and uChoose Rewards®

Easy to Use, Why Carry Anything Else?

Eliminate the need to write checks when making purchases.

  • ATM access – Access your funds at any ATM worldwide displaying the ACCEL® , Plus ® or Cirrus ® logos.
  • Cash back – You don’t need to make a special trip to the branch or ATM; you can request cash back at participating ACCEL® merchant locations.
  • Mobile Payments – Just enroll your Territorial Savings Bank Visa® Check Card with Apple Pay™, Google Pay™ or Samsung Pay™.
  • uChoose Rewards ® – Get rewarded for using your Territorial Savings Bank Visa® Check Card.

Earn 1 point for every $2 spent each time you use your card and sign for your purchase.

There is NO enrollment or monthly fee. Points can be redeemed as soon as you have earned a minimum of 1,500 points. You may earn a maximum of 100,000 points per year.

To get started, visit to enroll and start earning points! Each cardholder on the checking account must register to qualify to earn points.



  • Chip Card Technology – An embedded microchip on the front of your card provides enhanced security features. The embedded chip in your card generates a unique, one-time code for each transaction. This code makes it difficult for fraudsters to counterfeit your card.


Important Visa Check Card Tips


Apply Today at any Branch


Call 1-800-472-3272 to report a lost or stolen card

uChoose Rewards® is a registered trademark of Fiserv, Inc.