Visa® Check Card and UChoose Rewards®

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The Visa® Check Card is so Easy to Use, Why Carry Anything Else?

Faster checkouts – Your check card will eliminate the need to write checks or hassle with identification.  And since the money comes directly from your checking account, there are no interest charges or transaction fees (unless you access a line of credit).

  • ATM access – Access your funds at any ATM worldwide displaying the ACCEL® , Plus®, or Cirrus® logos.
  • Cash back – You don’t need to make a special trip to the branch or ATM; you can request cash back at participating ACCEL® merchant  locations.
  • Earn points with your every day purchases and redeem them for great UChoose Rewards®!  Earn points that can be redeemed for a wide variety of rewards ranging  from event tickets,  restaurant or store gift certificates  to hotel stays abroad.
    • Receive at least 1 point for every $2 in purchases you make with your Territorial VISA Check Card when you swipe your card, select credit, then sign your receipt. Depending on the merchant, it may include purchases made over the Internet or telephone.  Purchases made with Google Wallet may not earn points at this time.
    • There is NO enrollment or monthly fee. You may earn a maximum of 100,000 points per year. Points can be redeemed as soon as you have earned a minimum of 1,500 points or you can continue to accumulate points for bigger rewards. Rewards can only be mailed to an U.S. address.
    • To get started, visit to set up your user name and password.  Each cardholder on the checking account must register to qualify to earn points.
  • Increased safety – Using your check card is safer than carrying lots of cash, plus you’ll have zero liability for any unauthorized purchase, which means greater peace of mind.

Apply today at any branch.

 Other Important Check Card Information

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